HedgeLender Securities Loan Features Explained

We Listen. Then We Deliver. Client-informed securities loan facilities What securities do you own? What is the purpose? These are some of the questions you'll be asked by your account advisor at your lending institution. The answers will determine the characteristics of your stock-secured loan/securities finance offer. If you own free-trading blue chip securities with steady prices and strong trading volume over at least the preceding four weeks, if your portfolio is worth more than $500,000, you'll usually be presenting a low-volatility, high value portfolio, and you will have a full range of loan features to choose from. On the other hand, if you only have relatively thinly traded stocks or you have a small portfolio of weaker securities, your quotes will be less flexible. You may even receive no offer at all. When your portfolio is eligible for the maximum security and premium services of this major institutional stock loan program, our institutional loans will be your program of choice. When public options are available, you may wish to structure it as a hedged portfolio loan as well, or bring in other preferences, all of which can be arranged through dialogue with your lending institution's account advisor. Institutional Loan Programs with Major U.S. Firms Our institutional loan programs and services allow your shares to always remain in your own account and title, never sold or altered to finance your loan, with the regular monthly account statementsm, full access and familiar "feel" of a standard bank or brokerage relationship - which is exactly what this facility is. The program we've helped develop is fully prepayable without penalty at any time, but limited recourse if you must default when you elect to structure it with public options. Management is through major SIPC-member brokerage/banking institutions, and again features the dedicated attention of a licensed account advisor. Our institutional loans offer all of the features you've traditionally associated with good loan programs. These facilities leverage the relationship and resources of a large equity fund into a credit line with several large brokerage/banking institutions that allow LTV's at up to 95% for clients with selected U.S. federal securities, up to 85% for stocks, corporate bonds, municipal bonds, CMO's, and mutual funds (possibly higher in some cases) - and many other competitive features. All loan contracts, account opening, account advising, loan term negotiations, and management are handled solely and exclusively by these SIPC-member, licensed and fully-regulated firms. Your licensed account advisor from your institutional lender assists you with customizing your loan to your personal preferences after we've received your signed, no-obligation Term Sheet. Learn more
At HedgeLender LLC, our goal is to provide our clients with the greatest possible choice in securities-based financing, and to be in a position to deliver at least one competitive loan quote for virtually all eligible free-trading securities. In practice, HedgeLender, true to its tradition, strives always to facilitate multiple quotes when possible. Other features. Pay off any time without penalty. Floating LIBOR-based and fixed interest rates between 3 and 7 percent. Freedom to pay interest-only with principal at end, or interest + principal through the term. Monthly account statements direct from your lending brokerage. Flexible special features, including full upside appreciation to borrower and additional line of credit consideration for securities that rise in value over time (at discretion of the lender). Collateral shares may even be swapped for equivalent shares while securing the loan provided that shares of equivalent value are available as a substitute (again, with lender approval). - Other Loan Programs and Services These facilities offer a very wide range of other custom securities-backed financing as well. Choose from institutionally managed securities loan programs structured in a manner similar to standard margin loans, all the way up to complex variants that include mixed portfolios of unusual securities and those that take in stock options or that can help replace old margined position, use restricted shares, or that feature capped upsides in exchange for higher loan-to-value ratios. A special program for Registered Investment Advisors, for example, also exists. (Inquire.) *Your single application opens you to all of these services and options.* Each of these programs offers a variety of features and tradeoffs to get you the loan you are looking for - and to do so faster than any comparable financing facility. Inquire today. there is no obligation to proceed at any stage until/unless you choose to sign your loan contract.

We Listen. Then We Deliver.

Client-informed securities loan facilities

What securities do you own? What is the purpose?
These are some of the questions you'll be asked by your account advisor at your lending institution. The answers will determine the characteristics of your stock-secured loan/securities finance offer.

If you own free-trading blue chip securities with steady prices and strong trading volume over at least the preceding four weeks, if your portfolio is worth more than $500,000, you'll usually be presenting a low-volatility, high value portfolio, and you will have a full range of loan features to choose from. On the other hand, if you only have relatively thinly traded stocks or you have a small portfolio of weaker securities, your quotes will be less flexible. You may even receive no offer at all.

When your portfolio is eligible for the maximum security and premium services of this major institutional stock loan program, our institutional loans will be your program of choice. When public options are available, you may wish to structure it as a hedged portfolio loan as well, or bring in other preferences, all of which can be arranged through dialogue with your lending institution's account advisor.

Institutional Loan Programs with Major U.S. Firms
Our institutional loan programs and services allow your shares to always remain in your own account and title, never sold or altered to finance your loan, with the regular monthly account statementsm, full access and familiar "feel" of a standard bank or brokerage relationship - which is exactly what this facility is. The program we've helped develop is fully prepayable without penalty at any time, but limited recourse if you must default when you elect to structure it with public options. Management is through major SIPC-member brokerage/banking institutions, and again features the dedicated attention of a licensed account advisor.

Our institutional loans offer all of the features you've traditionally associated with good loan programs. These facilities leverage the relationship and resources of a large equity fund into a credit line with several large brokerage/banking institutions that allow LTV's at up to 95% for clients with selected U.S. federal securities, up to 85% for stocks, corporate bonds, municipal bonds, CMO's, and mutual funds (possibly higher in some cases) - and many other competitive features. All loan contracts, account opening, account advising, loan term negotiations, and management are handled solely and exclusively by these SIPC-member, licensed and fully-regulated firms. Your licensed account advisor from your institutional lender assists you with customizing your loan to your personal preferences after we've received your signed, no-obligation Term Sheet. Learn more

stock loans - HedgeLender non-recourse stock loan solutions

At HedgeLender LLC, our goal is to provide our clients with the greatest possible choice in securities-based financing, and to be in a position to deliver at least one competitive loan quote for virtually all eligible free-trading securities. In practice, HedgeLender, true to its tradition, strives always to facilitate multiple quotes when possible.

Other features. Pay off any time without penalty. Floating LIBOR-based and fixed interest rates between 3 and 7 percent. Freedom to pay interest-only with principal at end, or interest + principal through the term. Monthly account statements direct from your lending brokerage. Flexible special features, including full upside appreciation to borrower and additional line of credit consideration for securities that rise in value over time (at discretion of the lender). Collateral shares may even be swapped for equivalent shares while securing the loan provided that shares of equivalent value are available as a substitute (again, with lender approval). -

Other Loan Programs and Services
These facilities offer a very wide range of other custom securities-backed financing as well. Choose from institutionally managed securities loan programs structured in a manner similar to standard margin loans, all the way up to complex variants that include mixed portfolios of unusual securities and those that take in stock options or that can help replace old margined position, use restricted shares, or that feature capped upsides in exchange for higher loan-to-value ratios. A special program for Registered Investment Advisors, for example, also exists. (Inquire.) Your single application opens you to all of these services and options.

Each of these programs offers a variety of features and tradeoffs to get you the loan you are looking for - and to do so faster than any comparable financing facility.

Inquire today. there is no obligation to proceed at any stage until/unless you choose to sign your loan contract.