About Our HedgeLoan®
Stock-Secured Loans

Professional Service, Innovative Ideas,
Conservative Management.

The label "HedgeLoan" isn't given to just any financial product. It has to be earned. It's not just one stock loan, but a family of certified* stock loan products that feature collateral loan portfolios professionally hedged against loss and risk. These are client-driven, custom-built stock loans created so as to pass the benefits of this risk reduction on to the borrower. The resulting non-recourse stock loan – HedgeLoan – is a flexible, secure alternative to a conventional sale of stock that for almost a decade has helped clients preserve and apply their stock wealth with the level of flexibility and security they desire.

What kind of stocks do you own, and what are your priorities? The answers to these questions will determine the limited or non-recourse stock loan programs you qualify for. If you own free-trading securities with steady prices and strong volume over several weeks prior, and you have a large stock portfolio or blue chip stocks, you'll be presenting us with a low-volatility, high value portfolio, and you will have a full range of choices at your disposal from all four HedgeLoan programs. On the other hand, if your stocks are more thinly traded or you bring a relatively small stock portfolio, you may have fewer choices. If your stocks fall  somewhere in between, you are likely to have a varied range of choices.

Limited and non-recourse stock loan program variables are many and varied, and include dividend pass-through, accrued/paid interest choice, full/capped upside to the borrower, voting rights, prepayable loan rights, calls at negotiated preset percentage drops, no house/margin calls, nonrecourse default, shortened loan terms, options execution by lender, brokerage margin loan rescue, and many other variants and options we can tailor to your specific requirements, all under the umbrella of HedgeLoan®.

Bears or bulls? Good in all markets. Get the capital you need now if you feel your stocks will rise; or lock in today's value if you think they'll fall, with our HedgeLoan stock loan. We'll hedge "'at the market" so you'll lock in the price on the day we hedge. You can even send your shares over and set a "floor" under which we won't execute. Either way, we make sure that to the maximum degree possible, your stock loan is carried out to your requirements.

Stay "in and out of the stock market" at the same time. So you want to buy that retirement getaway but didn't want to sacrifice your stocks to do so. No problem. With a HedgeLoan® non-recourse stock loan, you can stay "in and out of the stock market" simultaneously. Get up to 90% of today's market value and enjoy all of the growth in value to your account over the life of the loan. It's yours, not the lender's, after all.

When a margin loan won't do.
A standard margin loan is usually callable by your brokerage if the stock price – and portfolio value – falls to a point where its current value cannot cover the value initially extended, i.e., the principal. HedgeLender's limited recourse stock loans operate quite differently. Because the shares have been hedged against loss, we're covered. And because we're covered, you are too.

Pick your execution price.
Your HedgeLoan stock loan is based on the value of your stocks at the time the they are hedged. For most loans, if you'd like to wait until a higher price is reached, you can ask us not to hedge under a particular "floor" price. Sign your loan contract, move your shares, and tell us your floor price in writing if you wish. We won't hedge until your price is available.

When performance matters.
HedgeLender brings nearly a decade experience and a track record of outstanding service to clients large and small. We are long-time members in good standing with the Better Business Bureau (BBB) of the MD-PA-DC region, an organization we chose as our main signatory because it is the oldest ethics-in-business organization in the U.S., with easy verification of business standing for industries of all types and sizes. Verify our record here.

"Extras" our clients expect.
Like compliance with federal and state security regulations. We are licensed in California, for example, under the state's stringent Finance Lender law (Verify here). Or maintaining constant communication and providing quick, accurate answers as fast as possible. Or striving constantly to ensure that every stock loan share is hedged in one or another secure and transparent manner against risk, and that top-rated I-bank and clearance organizations and audited funds or other security measures are always in place.

For a "client-first" stock loan.
At HedgeLender, we believe your hard-earned stock portfolio deserves the same personal attention that you yourself have given it, whether you've held the stocks for a day or a lifetime. Every stock loan comes with the personal service of a small, dedicated firm but the resource availability of a larger investment bank. We think you'll agree that this mix provides the best configuration for your stock loan - both before and after closing!