*Information only for the loan component - not an offer of any form or variant of any insurance product or service. IRA-related services for self-directed IRAs only via third-party licensed insurance agents not affiliated with HedgeLender. Marketing limitations: HedgeLender is a a provider of stock-secured loan and securities finance services (a loan brokerage) offered through proprietary relationships with selected professional/institutional partners. These securities based lending products and services have been developed and marketed by HedgeLender under the HedgeLoan® brand name. HedgeLender does not manage or hold securities directly at any time. Affiliate misrepresentation: Anyone marketing or delivering trademarked HedgeLoan@ capital finance information that involves referral, recommendations or presentations of trademarked HedgeLoan@ securities financing (or any HedgeLoan-supported solution that involves a discussion of stocks, options or other securities) must be licensed in their appropriate jurisdiction if that discussion involves any form of 1) securities buying and selling, 2) securities buy-sell, insurance, tax, or financial planning, or 3) financial, tax, or insurance advice of any kind. HedgeLender does not offer any of these services and is not responsible for any Affiliate violating these strict prohibitions in contravention and violation of HedgeLender policy, enshrined in every Affiliate contract. Affiliates are contractually bound to comply with these regulations and any actions contrary to these clear prohibitions are not the responsibility of HedgeLender nor in any way or manner authorized by HedgeLender. HedgeLender offers stock loan and securities finance quote services only. Generic discussion of stock loan eligibility criteria is available to all, both on our website and in direct communications or marketing. No HedgeLender Affiliate or staff member is authorized to provide tax planning, financial planning, insurance, estate planning, or other forms of financial advice of a legal nature unless fully and properly licensed to do so in their state of residence or practice. Further, no investment, buy-sell, or planning advice is provided by HedgeLender or its staff or associates unless they are operating under an active license authorizing such statements or advise in their state of residence. Services definition: HedgeLender is a trade name only and does not imply operation or maintenance of any type of hedge fund. Criteria: Stock loan and securities finance products and services are available for stock owners of all sizes and types. Government bonds, including federal securities and municipal bonds, and mutual funds also accepted for HedgeLender programs. Bank guarantees, standby letters of credit, and Medium-term notes are not accepted for any HedgeLender program. Foreign applicants must undergo background checks prior to any financial transaction in compliance with U.S. law. Trademarked HedgeLoan@ nonrecourse stock loans are not available in Saskatchewan, Canada or any other jurisdiction, domestic (U.S.) or otherwise where prohibited by local, state, or federal regulation. Recognition and acceptance: Reading or use of this website, or undertaking of any loan program in any fashion, or the signing of any term sheet, will constitute an acceptance and recognition and understanding in full of the requirements, definitions, and limitations stated in this disclaimer. Equal opportunity: HedgeLender stock loan and securities loan offers are provided regardless of race, creed, gender, national original or sexual orientation. HedgeLender is an equal opportunity employer and lending organization. Tax responsibility. All tax issues arising from HedgeLender securities based lending programs are the sole responsibility of the borrower in conjunction with borrower's licensed tax advisor. HedgeLoan neither supports nor promotes the use of HedgeLoan stock-secured loans or any other of its many securities finance solutions in any manner or form as a tax avoidance, tax deferral, or tax reduction method. Should any tax advantages exist, the determination thereof is understood to be solely and entirely between the borrower and his licensed tax advisor in accordance with IRS policy. Any tax claims or interpretations should be verified by the borrower's licensed tax advisor only in advance of filing and are again a matter solely between the borrower and his/her licensed tax professional. No statements on this website or by any Affiliate of HedgeLender may be interpreted as tax advice of any kind. Please consult a licensed tax professional and/or the IRS website to make a determination as to the treatment of HedgeLoan proceeds for tax and accounting purposes for any given stock loan or securities finance portfolio. Risk issues. A loan backed by stock, municipal bonds, mutual funds, T-bills, or other securities requires an assessment of portfolio value and volatility over a given range of time, as well as current/recent price and average volume. This applies to all forms of securities collateral. Sophisticated analytical tools are used in making these determinations, which are reflected in such elements as loan interest rates and term. While HedgeLoan can be a very useful and safe alternative to many other investor options, at no time does HedgeLender imply a condition of absolutely no risk at all. As with any activity involving securities with rapidly changing value over short time periods,, risk of drop in value of a portfolio is always and must be assumed and borrower recognizes that neither HedgeLender nor its lending partners is responsible for any such swings or movements. Ineligible portfolios: Not all stock portfolios will qualify for HedgeLoan financing, though most will. Note Re Premier HedgeLoan: Two years tax returns and a short personal financial statement are required to ensure ability to make interest-only payments on loan. These documents are not used to determine loan type or features;and credit is not used in this assessment. Verification: Client background checks and full verification of both collateral and client identity, in compliance with U.S. regulation, are required before proceeding with any stock loan or securities financing program quotation. Eligibility will only be determined after an evaluation of the client's portfolio. See our stock loan and securities finance criteria page for further information. Contact. For all other information including licensure, references, funds management, undoing margined positions, due diligence assistance, management backgrounds, stock loan default scenarios, technical structures, margin account comparisons, securities based market issues and Affiliate contracts, or any other questions, please contact us via our website contact form.