What is the Intelligent Alternative?
It is the opportunity to expand your range of investment possibilities while retaining beneficial ownership of your portfolio through an Intelligent Alternative HedgeLoan®.
The Scenario: You just spoke with your advisor and he tells you to get into an oil and gas limited partnership. You have $150,000 of a stock you've held for some time, but you really don’t want to liquidate it if possible. But the minimum investment in the gas partnership is $100,000 per unit.
With our HedgeLoan stock loan you can be in both places at once. We can lend up to 90% of the value of the stock on a limited recourse basis. In so doing, if your favorite stock goes up, you can participate in the upside; if it goes down, you can exercise your option to default on the loan. The bottom line: You'd now own at least $100,000 in oil and gas investments regardless of the ultimate status of your loan.
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