Consolidate Debts with HedgeLoan Stock Loans – Optimizing Debt Retirement

What is the Intelligent Alternative?

It is the means to retire or restructure your debt, adding flexibility with an Intelligent Alternative HedgeLoan®.

John Shareholder has a home with a $300,000 mortgage @ 9% and $50,000 in credit cards @ 12% and he wants to refinance. He owns 100,000 shares of XYZ stock but believes it will appreciate in value in the months ahead and really does not want to liquidate.

Solution: With a HedgeLoan @ 6.99% fixed, he can receive sufficient cash at an acceptable rate to refinance the house and his credit cards – and still participate in the upside of his stock.

Behind the Numbers:

Example: .

• John obtains a 75% HedgeLoan @ 6.99%, which will yield $375,000 in proceeds.

• $300,000 pays off the house; he now owns it, free and clear. He uses $50,000 to pay off all his credit cards.

• John has saved himself $6,000 per year in interest expense on his house. He has also saved $2,500 per year in interest expense on his credit cards.

And, since he now has $25,000 in remaining cash from his HedgeLoan, John can take his family on a nice vacation or buy a new car – or both...!

Please contact us here for your questions or to get a quick HedgeLoan stock-secured loan quote.